CREDIT REPORT AUTHORIZATION FORM

Authorization is hereby granted to Arbor Financial Group, to obtain a consumer credit report through a credit reporting agency chosen by Arbor Financial Group. I understand and agree that Arbor Financial Group intends to use the consumer credit report for the purposes of evaluating my financial readiness to obtain a loan.

I understand that this credit report will be retained on file at the Arbor Financial Group office for use only by Arbor Financial Group staff. This information will not be disclosed to anyone by Arbor Financial Group without my written consent.

Furthermore, I understand that, should I choose to apply for financing through Arbor Financial Group, a revised credit report costing an additional fee may be required.

My signature below authorizes the release to the credit reporting agency of financial information which I have supplied to Arbor Financial Group in connection with such an evaluation. Authorization is further granted to the credit reporting agency to use photostatic reproduction of this form if required to obtain any information necessary to complete my consumer credit report.

CHECKING THE BOX BELOW GRANTS PERMISSION FOR THE RELEASE OF FINANCIAL INFORMATION TO THE CREDIT REPORTING AGENCY AND GRANTS PERMISSION FOR Arbor Financial Group TO OBTAIN A COPY OF YOUR CREDIT REPORT.